Everyone needs a course in Personal Finance!

It is my very strong opinion that no one in this day and age should be permitted to graduate college without having successfully completed a course in Personal Finance. Why, you ask? Kids today are being told that Social Security will not be there for them when they reach their golden years. And outside of government or the military, employers that provide their employees with a retirement are a vanishing breed, if not extinct already. So in the end, those same kids will end up having to provide for and manage their own retirements. How many of them will have even the smallest clue how to do that? You may as well throw the lot of them into the sea without so much as a swimming lesson and wish them the best of luck on making it to shore. Currently, many of our schools and institutions of higher learning do not even offer a course in Personal Finance, much less require students to complete such a course before graduation (case in point: Lewis-Clark State College in Lewiston, Idaho). In my opinion, that is criminally negligent! Does anyone recall the recent Enron disaster? Not to mention the panic you witness whenever anyone mentions the privatization of Social Security, something that sorely needs to occur, by the way? Does that tell you anything about how woefully unprepared people are to handle their own retirement funds? People fear what they don't understand, and they won't understand it until they are forced to do so. This must become a mandatory part of everyone's education, and it must be done now!